VOOM's Insurance Blog

The Ride and Drive

The latest industry news, interviews, technologies, and resources.

By Team VOOM • May 14, 2026

Motorcycle Insurance for Commuters vs. Recreational Riders: Why Coverage Should Match How You Ride

Commuters and recreational riders use their bikes completely differently. Here is why the same flat-rate motorcycle insurance policy does not work equally well for both, and what each rider type actually needs.

By Team VOOM • May 14, 2026

Cruiser Motorcycle Insurance: Why Harley and Cruiser Riders Often Overpay

Cruiser riders often pay flat-rate premiums for bikes that sit most of the year. Here is why pay per mile motorcycle insurance is a better fit for Harley and cruiser owners.

Motorcycle

By Team VOOM • May 07, 2026

Motorcycle Insurance for Occasional Riders: Why Your Flat Rate Doesn't Reflect How Little You Ride

Occasional riders are paying flat-rate premiums for coverage on days their bike never leaves the garage. Here's why pay per mile motorcycle insurance changes the math for low-frequency riders.

By Team VOOM • May 07, 2026

Motorcycle Insurance for Weekend Riders: Why a Flat Rate Is Costing You More

Weekend riders are paying for 12,000 miles of coverage when they're only riding 2,000. Here's how pay per mile motorcycle insurance fixes that.

By Team VOOM • Apr 30, 2026

Touring Motorcycle Insurance: Why the Miles You Ride Should Determine What You Pay

Touring riders put serious miles on their bikes. So why does flat-rate motorcycle insurance charge you the same whether you ride 2,000 or 20,000 miles? Here's what touring riders should know about pay-per-mile coverage.

By Team VOOM • Apr 30, 2026

What Happens to Your Motorcycle Insurance When You Add a New Bike?

Adding a new motorcycle to your garage? Here's what actually happens to your insurance, what coverage gaps to watch for, and why pay per mile makes more sense when you ride each bike differently.

By • Apr 30, 2026

Motorcycle Insurance for Bikes You Rarely Ride (And Why Standard Policies Work Against You)

Standard motorcycle insurance charges flat rates whether you ride every day or park your bike all winter. Here's why pay per mile coverage makes more sense for collectors and low-use riders.

Motorcycle

By Team VOOM • Apr 23, 2026

What Does Motorcycle Insurance Actually Cost in 2026?

How much does motorcycle insurance cost in 2026? See what riders actually pay, what drives rates up or down, and how pay per mile insurance can cut your bill significantly.

By Team VOOM • Apr 16, 2026

Motorcycle Insurance for New Riders: What to Expect and How to Pay Less

New to motorcycles? Here's what motorcycle insurance for new riders actually costs in 2026, why premiums are higher, and how pay per mile can cut your bill significantly.

By Team VOOM • Apr 02, 2026

Motorcycle Insurance for Weekend Warriors: Why Pay Per Mile Makes More Sense

Weekend riders pay full-rate insurance for bikes they barely ride. Here's why pay per mile motorcycle insurance is a better fit for riders who only ride on weekends.

Motorcycle

By • Mar 26, 2026

Motorcycle Insurance for Seasonal Riders: What You Pay When You Don't Ride

Seasonal riders pay full-price motorcycle insurance all winter while their bike sits in storage. Here's how pay per mile changes that.

By Team VOOM • Mar 19, 2026

Seasonal Motorcycle Insurance: Why Pay Per Mile Beats Pausing Coverage

If you only ride part of the year, pausing your motorcycle insurance creates more problems than it solves. Here's why pay per mile is the smarter choice for seasonal riders.

Motorcycle

By Team VOOM • Mar 16, 2026

How Pay Per Mile Motorcycle Insurance Works for Multi-Bike Owners

Own more than one motorcycle? Traditional insurance charges full premiums on every bike, even the ones sitting in your garage. VOOM's pay per mile model changes that.