VOOM's Insurance Blog

The Ride and Drive

The latest industry news, interviews, technologies, and resources.

By Team VOOM • Jul 02, 2026

Motorcycle Insurance for Multiple Bike Owners: How Pay Per Mile Works When You Own More Than One

Owning more than one motorcycle means each bike gets ridden differently. Here is why flat-rate insurance doesn't fit multi-bike owners and how pay per mile coverage adjusts to what each bike actually gets used for.

By Team VOOM • Jun 18, 2026

How Sport Bike Insurance Works (And Why Pay Per Mile Changes the Math)

Sport bike insurance is expensive by default. Here is why rates run high for sportbike riders, and how pay per mile motorcycle insurance changes the cost for weekend and low-mileage riders.

By Team VOOM • Jun 11, 2026

How to Lower Your Motorcycle Insurance Rate

Motorcycle insurance rates vary based on your bike, mileage, and riding history. Here is what actually lowers your premium, and why pay per mile coverage works better for riders who don't clock many miles.

By Team VOOM • Jun 04, 2026

Riding More This Summer? Here Is How Motorcycle Insurance Should Work for You

Summer riding season means more miles and more questions about your motorcycle insurance. Here is what every rider should know before hitting the road.

By Team VOOM • May 28, 2026

What Affects Your Motorcycle Insurance Rate

Motorcycle insurance rates vary more than most riders expect. Here is what actually drives your premium and how pay per mile insurance can lower what you pay.

By Team VOOM • May 21, 2026

Sport Bike Insurance: What Riders Need to Know About Coverage Costs

Sport bikes are among the most expensive motorcycles to insure. Here is why premiums are higher, what actually drives the cost, and how pay per mile motorcycle insurance can reduce what you pay based on the miles you actually ride.

By Team VOOM • May 14, 2026

Motorcycle Insurance for Commuters vs. Recreational Riders: Why Coverage Should Match How You Ride

Commuters and recreational riders use their bikes completely differently. Here is why the same flat-rate motorcycle insurance policy does not work equally well for both, and what each rider type actually needs.

By Team VOOM • May 14, 2026

Cruiser Motorcycle Insurance: Why Harley and Cruiser Riders Often Overpay

Cruiser riders often pay flat-rate premiums for bikes that sit most of the year. Here is why pay per mile motorcycle insurance is a better fit for Harley and cruiser owners.

Motorcycle

By Team VOOM • May 07, 2026

Motorcycle Insurance for Occasional Riders: Why Your Flat Rate Doesn't Reflect How Little You Ride

Occasional riders are paying flat-rate premiums for coverage on days their bike never leaves the garage. Here's why pay per mile motorcycle insurance changes the math for low-frequency riders.

By Team VOOM • May 07, 2026

Motorcycle Insurance for Weekend Riders: Why a Flat Rate Is Costing You More

Weekend riders are paying for 12,000 miles of coverage when they're only riding 2,000. Here's how pay per mile motorcycle insurance fixes that.

By Team VOOM • Apr 30, 2026

Touring Motorcycle Insurance: Why the Miles You Ride Should Determine What You Pay

Touring riders put serious miles on their bikes. So why does flat-rate motorcycle insurance charge you the same whether you ride 2,000 or 20,000 miles? Here's what touring riders should know about pay-per-mile coverage.

By Team VOOM • Apr 30, 2026

What Happens to Your Motorcycle Insurance When You Add a New Bike?

Adding a new motorcycle to your garage? Here's what actually happens to your insurance, what coverage gaps to watch for, and why pay per mile makes more sense when you ride each bike differently.

By • Apr 30, 2026

Motorcycle Insurance for Bikes You Rarely Ride (And Why Standard Policies Work Against You)

Standard motorcycle insurance charges flat rates whether you ride every day or park your bike all winter. Here's why pay per mile coverage makes more sense for collectors and low-use riders.

Motorcycle