Touring Motorcycle Insurance

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Touring motorcycles go the distance, and we are here every step of the way. We know one thing about distance, as we are a pay-per-mile motorcycle insurance company, but we also know that with the need for distance, also comes the need to be protected. 

This is why VOOM Insurance, the first-ever pay-per-mile motorcycle insurance, makes touring insurance as easy as planning the next road trip. VOOM is proud to provide touring insurance for all types from 1985 and above.  

Many of our riders save up to 60% off their current carrier. Why? Because for once, you can now control your insurance cost as much as you control how many times you ride, how fast you ride, and what you ride.

You have the freedom to ride, now let's get you the freedom to save.

Insure your touring motorcycle for as low as $50 a year!

Get a quote

What's the difference between a scooter and a motorcycle?

The difference between the two is based on the size of the engine in cubic centimeters (cc). A scooter and moped engine size varies between 50cc to 250cc. A motorcycle engine ranges from 150cc and above. VOOM is proud to provide scooter insurance for all types of mopeds, scooters, and motorcycles from 1985 and above. 

Do you need touring motorcycle insurance?

Insurance is needed if you own a motorcycle. A rider is required by law in most states to have Liability Insurance. Liability coverage means that you will be covered by your policy’s limits if you caused damages or injuries while riding. It is recommended to add more coverages like comprehensive, collision, theft, and uninsured motorists to become fully insured. 

VOOM’s touring insurance offer liability, collision, and comprehensive options, along with a variety of coverage features such as theft protection, and uninsured or underinsured motorcycle coverage.

How much is insurance for touring motorcycles?

At VOOM, you can get affordable touring insurance for as low as $50 a year. Your rate depends on a multitude of factors, but typical riders can save up to 60% with VOOM’s touring insurance. Get a free, quick quote and see how you can save with VOOM.

Discover how much you can save!

Complete the details below to estimate your annual savings
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Motorcycle type
Choppers
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Annual mileage
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Current monthly payment
You can save $ANSWER each year
Thats about BURGER burgers!
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Stop overpaying for traditional insurance and make the switch today.
Get a quote
*Actual premium may vary based on selected coverages and discounts

Given your estimated mileage you might be able to save more with a traditional policy

Know riders that tend to ride less? Refer & earn up to $150
You can save $ANSWER each year
Thats about BURGER burgers!
an orange icon of a burger
Stop overpaying for traditional insurance and make the switch today.
Get a quote
*Actual premium may vary based on selected coverages and discounts

Given your estimated mileage you might be able to save more with a traditional policy

Know riders that tend to ride less? Refer & earn up to $150
Oops! Something went wrong while submitting the form.

Who saves the most with VOOM's touring motorcycle insurance?

VOOM insurance is ideal for typical riders who ride about 2,000 miles or less per bike and year. Typical riders can be those who ride on weekends, ride seasonally, or own multiple motorcycles.

70% of all riders in the United States can benefit from VOOM’s motorcycle pay-per-mile motorcycle insurance. To see if you can save, use our handy savings calculator to get a free estimate and quote.

Motorcycle insurance made for riders

one of our riders riding a kawasaki vulcan classic limited
Mark Holtslaw
2007 Kawasaki Vulcan Classic Limited

"Been a customer of VOOM for almost a year now and couldn’t be happier. They are a great company, with a unique and value-centric way of handling motorcycle insurance. They also have GREAT customer service and are VERY responsive to any issues that may arise."

Tyler Mccollough
Tyler Mccollough
2020 Suzuki GSXR

I went from paying $250-$300 a month for the GSXR to now paying $46 a month on full coverage insurance. They have helped me save money tremendously, especially as a younger rider who owns a race bike.

Kevin Marquis
Kevin Marquis
2004 Harley Davidson Softail Classic

Was cheap, easy and fast. Had insurance within 20 minutes and was back on the road. Will see how the monthly billing goes but I can see a great future with VOOM!

Ahmad Khaled
Ahmad Khaled
2021 Honda CBR

My experience with VOOM is the first ever with Pay-per-mile insurance and I am very happy with the way it works and how responsive they are to any problem that arises. Really happy with the service and care they put.

Norm Walker
Norm Walker
2017 Sanyang Lance Cabo

So easy to work with. Prices are crazy cheap. Hoping to add a second motorcycle soon, and will be using VOOM for that too.

Dale Shipley
Dale Shipley
2011 Harley Davidson FLHX Street Glide

My first thought was to tell everyone I know about this. I rode for over 40 yrs and don't get on my bike very much lately. I have no doubt this type of insurance will be picked up by millions. With the cost of everything going up, this is just what we needed.

Marco Sepulveda
Marco Sepulveda
2015 Kawasaki Vulcan S

I don't ride much so I am saving significantly by switching to VOOM. Overall happy with the service so far!

Jeffrey Chisholm
Jeffrey Chisholm
2018 Honda Shadow

VOOM’s Pay Per Mile is perfect for a low-mileage rider like myself! I have peace of mind that I’m not paying too much for insurance.

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How does pay per mile touring motorcycle insurance work?

Instead of paying an annual flat fee, your insurance rate is based on your actual mileage. If you ride less, you should pay less, that simple.

Select

Customize your coverage, designed for you.
Get a quote for a low monthly rate, plus a few cents for each mile you ride.

Snap

No hardware and tracking required.
Snap a picture of your odometer every month to pay accordingly.

Save

Now, you don’t have to worry about overpaying for your insurance. See how VOOMers can save up to 60% with pay per mile.

We’re here for you,
all the way

Learn more with our Help Center
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FAQ

Is my bike covered if its sitting in the garage?
What’s covered under your policy?
Does VOOM track my driving behavior?
How do I share my mileage?
How often do I need to share an updated image of my odometer?
When are miles charged?