VOOM's Insurance Blog

The Ride and Drive

The latest industry news, interviews, technologies, and resources.

By Team VOOM • Aug 06, 2026

Motorcycle Insurance for Collector and Garage Bikes: What Owners Need to Know

Collector and garage bikes sit most of the year but still carry full annual premiums. Here is why flat-rate coverage doesn't work for low-mileage owners and how pay per mile motorcycle insurance changes the cost.

Motorcycle

By Team VOOM • Jul 23, 2026

Motorcycle Insurance for New Riders: What to Expect and How to Pay Less

First-time motorcycle riders face higher insurance rates than most expect. Here is what drives the cost in year one, what coverage you actually need, and how to pay less based on how much you actually ride.

By Team VOOM • Jul 16, 2026

How Pay Per Mile Motorcycle Insurance Tracks Your Miles

Curious how pay per mile motorcycle insurance actually knows how far you've ridden? Here is a clear breakdown of how mileage tracking works, what gets counted, and why it matters for low-mileage riders.

By Team VOOM • Jul 22, 2026

VOOM Launches E-Bike Insurance Compliant with New Jersey’s New Law

VOOM is now offering dedicated e-bike insurance for New Jersey riders, fully compliant with the state's new mandatory liability requirement ahead of the July 19, 2026 deadline.

E-Bike

By Team VOOM • Jul 10, 2026

National Motorcycle Day: What Every Rider Should Know Before Getting on the Road

July 10 is National Motorcycle Day. Before you ride, here is what every rider should know about getting coverage that actually fits how and how much they ride.

By Team VOOM • Jul 02, 2026

Motorcycle Insurance for Multiple Bike Owners: How Pay Per Mile Works When You Own More Than One

Owning more than one motorcycle means each bike gets ridden differently. Here is why flat-rate insurance doesn't fit multi-bike owners and how pay per mile coverage adjusts to what each bike actually gets used for.

By Team VOOM • Jun 18, 2026

How Sport Bike Insurance Works (And Why Pay Per Mile Changes the Math)

Sport bike insurance is expensive by default. Here is why rates run high for sportbike riders, and how pay per mile motorcycle insurance changes the cost for weekend and low-mileage riders.

By Team VOOM • Jun 11, 2026

How to Lower Your Motorcycle Insurance Rate

Motorcycle insurance rates vary based on your bike, mileage, and riding history. Here is what actually lowers your premium, and why pay per mile coverage works better for riders who don't clock many miles.

By Team VOOM • Jun 04, 2026

Riding More This Summer? Here Is How Motorcycle Insurance Should Work for You

Summer riding season means more miles and more questions about your motorcycle insurance. Here is what every rider should know before hitting the road.

By Team VOOM • May 28, 2026

What Affects Your Motorcycle Insurance Rate

Motorcycle insurance rates vary more than most riders expect. Here is what actually drives your premium and how pay per mile insurance can lower what you pay.

By Team VOOM • May 21, 2026

Sport Bike Insurance: What Riders Need to Know About Coverage Costs

Sport bikes are among the most expensive motorcycles to insure. Here is why premiums are higher, what actually drives the cost, and how pay per mile motorcycle insurance can reduce what you pay based on the miles you actually ride.

By Team VOOM • May 14, 2026

Motorcycle Insurance for Commuters vs. Recreational Riders: Why Coverage Should Match How You Ride

Commuters and recreational riders use their bikes completely differently. Here is why the same flat-rate motorcycle insurance policy does not work equally well for both, and what each rider type actually needs.

By Team VOOM • May 14, 2026

Cruiser Motorcycle Insurance: Why Harley and Cruiser Riders Often Overpay

Cruiser riders often pay flat-rate premiums for bikes that sit most of the year. Here is why pay per mile motorcycle insurance is a better fit for Harley and cruiser owners.

Motorcycle