The only thing worse than getting your motorcycle stolen is not being covered for motorcycle theft.
A recent study by the National Insurance Crime Bureau (NICB) has reported a rapid rise in motorcycle theft, a 26% overall increase from 2019. There are many tips on how to prevent motorcycle theft, but as research shows, it is bound to happen.
However if one can not prevent theft, one could always get covered for theft. Riders concerned about motorcycle theft must consider comprehensive coverage.
What is comprehensive coverage?
Comprehensive coverage covers damage to an insured motorcycle not caused by collision; theft, fire, falling objects, accidental breakage of glass, vandalism, malicious mischief, lightning, explosion, earthquake, windstorm, hail, water, flood, etc.
How motorcycle insurance covers theft
Comprehensive coverage is an add-on to your insurance but is mandatory for motorcycle theft.
Affordable motorcycle insurance with comprehensive coverage
Getting comprehensive coverage is accessible from all motorcycle insurance companies, but which one is the most affordable?
For typical riders who ride 2,000 miles or less per year and bike, VOOM Pay Per Mile motorcycle insurance will be the most affordable motorcycle insurance that covers your motorcycle for theft, even on days where you’re not riding your bike. Even with comprehensive coverage, typical riders, multiple bike owners, and weekend warriors can save up to 60% with a pay-per-mile policy.
For Texas riders, the second biggest state for theft, they’ll soon be able to save with VOOM. To be updated on when we are officially live in Texas, click here!
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