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Pay Per Mile
Motorcycle Insurance
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Save up to 60%, with rates as low as $50 per year. No tracking or hardware required
Motorcycle insurance made for riders
"Been a customer of VOOM for almost a year now and couldn’t be happier. They are a great company, with a unique and value-centric way of handling motorcycle insurance. They also have GREAT customer service and are VERY responsive to any issues that may arise."
Just switched and I'm saving over $800 a month!
If you do Uber or Lyft and you're paying a lot of money every month on your car insurance, try to switch to VOOM. I just went from $368 a month with my current insurance to $67 a month with VOOM!
VOOM helped me switch my exorbitant rates for driving Rideshare much more reasonable. Now I am not paying insane rates for the rideshare endorsement. The pay-as-you-go mileage functionality seems much fairer than any other policy I’ve ever had
Great Insurance! I pay only $96 for 2 cars with full coverage
Just renewed my policy with VOOM rideshare insurance. Switched to their coverage because of their competitive rates and tailored coverages designed for rideshare drivers like me.
The VOOM Insurance cost for my bike was about 50% less than my current insurance provider, so I purchased the VOOM Insurance policy for that bike. Because I ride this bike relatively low mileage, the pay-per-mile option is great
I went from paying $250-$300 a month for the GSXR to now paying $46 a month on full coverage insurance. They have helped me save money tremendously, especially as a younger rider who owns a race bike.
Was cheap, easy and fast. Had insurance within 20 minutes and was back on the road. Will see how the monthly billing goes but I can see a great future with VOOM!
My experience with VOOM is the first ever with Pay-per-mile insurance and I am very happy with the way it works and how responsive they are to any problem that arises. Really happy with the service and care they put.
So easy to work with. Prices are crazy cheap. Hoping to add a second motorcycle soon, and will be using VOOM for that too.
My first thought was to tell everyone I know about this. I rode for over 40 yrs and don't get on my bike very much lately. I have no doubt this type of insurance will be picked up by millions. With the cost of everything going up, this is just what we needed.
I don't ride much so I am saving significantly by switching to VOOM. Overall happy with the service so far!
VOOM’s Pay Per Mile is perfect for a low-mileage rider like myself! I have peace of mind that I’m not paying too much for insurance.
40+ years of Riding, AMA Hall Of Famer, Former Exec. KTM, Zero Motorcycle
“VOOM is a complete game-changer. Its approach to motorcycle insurance really speaks to the needs of the riders. From quote to claim, they truly provide an experience for riders, by riders”
Get a quoteDiscover how much you can save!
Given your estimated mileage you might be able to save more with a traditional policy
What is pay-per-mile motorcycle insurance?
Instead of paying an annual flat fee, your insurance rate is based on your actual mileage. If you ride less, you should pay less, that simple.
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FAQ
VOOM motorcycle insurance program offers three different types of policy packages:
Rider’s Essentials - The standard coverages needed for your everyday ride, with liability coverage for bodily injury, 3rd party property and uninsured motorist coverage.
Popular - Essential motorcycle protection with higher liability coverages. Collision and comprehensive coverage as well as medical expenses.
Extended - Premium package with higher liability coverage, collision coverage, comprehensive coverage, and medical expenses.
Coverage is subject to the actual policy terms and conditions.
With comprehensive coverage, which can be added to any policy, your motorcycle will be covered for any damages, theft, and other situations that happens when you’re not riding your bike, and even if its in the garage!
We do not use any location or tracking devices to analyze driving behavior.
The number of miles reported is validated by uploading an image of your odometer on a periodic basis.
Sharing your mileage is easy. Once you activate your policy you'll get a text message to your mobile phone with a unique link that will allow you to share a snapshot of your odometer through your mobile phone. Afterwards we will send you a reminder when to share an updated snapshot.
An updated image of your odometer should be shared 3 times a year. Don't worry, we will send you a reminder just in time.
In case no image was shared your coverage will not be affected and you will be charged a default amount. If an image is shared with lower mileage, your future payments will be adjusted accordingly.
At the end of each billing period the card on file will be charged and you will get a billing statement via email. This payment is based on the miles reported during that period, as seen through the odometer reading.