VOOM's Insurance Blog

The Ride and Drive

The latest industry news, interviews, technologies, and resources.

By Team VOOM • Oct 15, 2026

Motorcycle Insurance Deductibles: How to Choose the Right One

What does a motorcycle insurance deductible cover, and how do you choose one? Here is how deductibles work on comprehensive and collision, higher vs lower trade-offs, and how pay per mile fits.

Motorcycle

By Team VOOM • Oct 08, 2026

Motorcycle Insurance With a Passenger: What Two-Up Riders Need to Know

Does your motorcycle policy cover the person on the back seat? Here is what two-up riders should check on passenger liability, limits and uninsured motorist coverage, and how pay per mile fits.

Motorcycle

By Team VOOM • Oct 01, 2026

Motorcycle Insurance With a Learner's Permit: A Guide for First-Time Owners

Can you insure a motorcycle before you hold a full license? Here is how motorcycle insurance works on a learner's permit, what to compare, and why mileage matters on a first bike.

Motorcycle

By Team VOOM • Sep 24, 2026

What Happens to Your Motorcycle Insurance When You Ride Less in Fall

Fall means fewer miles on the road, but most flat-rate motorcycle insurance policies don't adjust. Here's how pay-per-mile coverage actually matches how riders ride in autumn.

By • Sep 17, 2026

What Happens to Your Motorcycle Insurance When You Total a Financed Bike

When a financed motorcycle is totaled, your insurer pays market value, not your loan balance. Here is how gap coverage works, when you need it, and whether pay-per-mile insurance satisfies lender requirements.

By Team VOOM • Aug 27, 2026

What Happens to Your Motorcycle Insurance When You Move to a New State

Moving to a new state affects your motorcycle insurance rate, coverage requirements, and registration deadline. Here is what riders need to know before and after the move.

By Team VOOM • Aug 20, 2026

Motorcycle Insurance for a Financed Bike: What Lenders Require

If you finance a motorcycle, the lender almost always requires comprehensive and collision on top of liability, and they want to be listed as lienholder. Liability-only will not satisfy a typical loan.

Motorcycle

By Team VOOM • Aug 13, 2026

Motorcycle Insurance for Summer-Only Riders: Why You're Paying for Months You Don't Ride

Summer-only riders pay flat annual premiums for bikes that sit half the year. Here is why traditional motorcycle insurance doesn't fit seasonal riders and how pay per mile coverage actually matches how you ride.

By Team VOOM • Aug 06, 2026

Motorcycle Insurance for Collector and Garage Bikes: What Owners Need to Know

Collector and garage bikes sit most of the year but still carry full annual premiums. Here is why flat-rate coverage doesn't work for low-mileage owners and how pay per mile motorcycle insurance changes the cost.

Motorcycle

By Team VOOM • Jul 23, 2026

Motorcycle Insurance for New Riders: What to Expect and How to Pay Less

First-time motorcycle riders face higher insurance rates than most expect. Here is what drives the cost in year one, what coverage you actually need, and how to pay less based on how much you actually ride.

By Team VOOM • Jul 16, 2026

How Pay Per Mile Motorcycle Insurance Tracks Your Miles

Curious how pay per mile motorcycle insurance actually knows how far you've ridden? Here is a clear breakdown of how mileage tracking works, what gets counted, and why it matters for low-mileage riders.

By Team VOOM • Jul 22, 2026

VOOM Launches E-Bike Insurance Compliant with New Jersey’s New Law

VOOM is now offering dedicated e-bike insurance for New Jersey riders, fully compliant with the state's new mandatory liability requirement ahead of the July 19, 2026 deadline.

E-Bike

By Team VOOM • Jul 10, 2026

National Motorcycle Day: What Every Rider Should Know Before Getting on the Road

July 10 is National Motorcycle Day. Before you ride, here is what every rider should know about getting coverage that actually fits how and how much they ride.