Save with Pay Per Mile
Save up to 60%, with rates as low as $50 per year. No tracking or hardware required
Motorcycle insurance made for riders
The VOOM Insurance cost for my bike was about 50% less than my current insurance provider, so I purchased the VOOM Insurance policy for that bike. Because I ride this bike relatively low mileage, the pay-per-mile option is great
I went from paying $250-$300 a month for the GSXR to now paying $46 a month on full coverage insurance. They have helped me save money tremendously, especially as a younger rider who owns a race bike.
Was cheap, easy and fast. Had insurance within 20 minutes and was back on the road. Will see how the monthly billing goes but I can see a great future with VOOM!
My experience with VOOM is the first ever with Pay-per-mile insurance and I am very happy with the way it works and how responsive they are to any problem that arises. Really happy with the service and care they put.
So easy to work with. Prices are crazy cheap. Hoping to add a second motorcycle soon, and will be using VOOM for that too.
My first thought was to tell everyone I know about this. I rode for over 40 yrs and don't get on my bike very much lately. I have no doubt this type of insurance will be picked up by millions. With the cost of everything going up, this is just what we needed.
I don't ride much so I am saving significantly by switching to VOOM. Overall happy with the service so far!
VOOM’s Pay Per Mile is perfect for a low-mileage rider like myself! I have peace of mind that I’m not paying too much for insurance.
40+ years of Riding, AMA Hall Of Famer, Former Exec. KTM, Zero Motorcycle
Discover how much you can save!
Given your estimated mileage you might be able to save more with a traditional policy
What is pay-per-mile motorcycle insurance?
Instead of paying an annual flat fee, your insurance rate is based on your actual mileage. If you ride less, you should pay less, that simple.
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VOOM motorcycle insurance program offers three different types of policy packages:
Rider’s Essentials - The standard coverages needed for your everyday ride, with liability coverage for bodily injury, 3rd party property and uninsured motorist coverage.
Popular - Essential motorcycle protection with higher liability coverages. Collision and comprehensive coverage as well as medical expenses.
Extended - Premium package with higher liability coverage, collision coverage, comprehensive coverage, and medical expenses.
Coverage is subject to the actual policy terms and conditions.
With comprehensive coverage, which can be added to any policy, your motorcycle will be covered for any damages, theft, and other situations that happens when you’re not riding your bike, and even if its in the garage!
We do not use any location or tracking devices to analyze driving behavior.
The number of miles reported is validated by uploading an image of your odometer on a periodic basis.
Sharing your mileage is easy. Once you activate your policy you'll get a text message to your mobile phone with a unique link that will allow you to share a snapshot of your odometer through your mobile phone. Afterwards we will send you a monthly reminder to share an updated snapshot.
An updated image of your odometer should be shared each month. Don't worry, we will send you a reminder just in time.
In case no image was shared your coverage will not be affected and you will be charged a default amount. If an image is shared with lower mileage, your future payments will be adjusted accordingly.
At the end of each month the card on file will be charged and you will get a billing statement via email. This payment is based on the miles reported during that month, as seen through the odometer reading.