How much is Motorcycle Insurance?

The average cost of motorcycle insurance in the United States is $702.00 a year, give or take.

Specifically in Indiana, Ohio, Illinois, Arizona, and Wisconsin, the average cost is as follows.

Indiana-$602/year

Ohio-$576.00/year

Illinois-$739.00/year

Arizona - $768.00/year

Wisconsin -$479.00/year

Determining the cost of motorcycle insurance depends on these factors.

Motorcycle insurance factors

Bike Rider Population

The more bikers in your state the less you pay.


Your Age

Ages 18 to 25 will typically pay a higher premium than anyone over 25. 


Your Driving Record

The better driving record you have the cheaper the insurance rate will be, especially if you are over 25 years old.


The Kind of Motorcycle you Ride

The flashier and sportier the bike, the more you pay. The “wow” factor is always more expensive.


Married or Single Rider

Being married does have benefits, and cheaper insurance is usually one of them.


There are also other factors to consider as well, what sort of policy and coverage are you looking for, do you ride all year long or do you only ride during summer and fall? How many miles do you average a year? Less than 3,000 a year or more? How many bikes are you insuring?

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Finding the cheapest insurance means you need to spend some time shopping around comparing policies and prices, and the best way to do that is to be able to answer the above questions before starting your search. 

VOOM Pay-Per-Mile motorcycle insurance has the cheapest motorcycle insurance for typical riders who average less than 3,000 miles a year! That means you could be saving up to 60% off your motorcycle insurance.

The bottom line is that motorcycle insurance does not need to be expensive or time-consuming! Why not check out our rates right now and see how easy it is to start saving money today!


Typical riders save 60% with VOOM Insurance
Start now

How does it work?
You only pay as you ride!

You’ll pay a low monthly rate, plus a few cents for each mile you ride

  • Choose your Coverage

  • Snap your Odometer

  • Pay only as you Ride

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Discover how much you can save!

Complete the details below to estimate your annual savings
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Current monthly payment
You can save $ANSWER each year
Thats about BURGER burgers!
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Stop overpaying for traditional insurance and make the switch today.
Get a quote
*Actual premium may vary based on selected coverages and discounts

Given your estimated mileage you might be able to save more with a traditional policy

Know riders that tend to ride less? Refer & earn up to $150
You can save $ANSWER each year
Thats about BURGER burgers!
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Stop overpaying for traditional insurance and make the switch today.
Get a quote
*Actual premium may vary based on selected coverages and discounts

Given your estimated mileage you might be able to save more with a traditional policy

Know riders that tend to ride less? Refer & earn up to $150
Oops! Something went wrong while submitting the form.
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55% of riders pay too much.
Are you one of them?

Most riders overpay for their motorcycle insurance. By switching to Pay-Per-Mile, riders can save up to 60%
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Snap

Once a month, send us a photo of your odometer. That's it.

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Save

Pay only for the miles you ride plus base rate. No surprises.
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Ride

Enjoy some extra money in your pocket, and know we're here for you if you need us.