Cruiser Motorcycle Insurance

Insure your cruiser for as low as $50 a year!

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The classic cruiser is an all-time favorite for those who love and appreciates motorcycles. Whichever model, brand, or year you love the most, you would want to insure your motorcycle. This is why VOOM Insurance, the first-ever pay-per-mile motorcycle insurance, makes cruiser insurance as easy as identifying a Harley Davidson on the highway. VOOM is proud to provide affordable cruiser motorcycle insurance for all types from 1985 and above.  

Many of our riders save up to 60% off their current carrier. Why? Because for once, you can now control your insurance cost as much as you control how many times you ride, how fast you ride, and what you ride.

You have the freedom to ride, now let's get you the freedom to save.

What's the difference between a scooter and a motorcycle?

The difference between the two is based on the size of the engine in cubic centimeters (cc). A scooter and moped engine size varies between 50cc to 250cc. A motorcycle engine ranges from 150cc and above. VOOM is proud to provide scooter insurance for all types of mopeds, scooters, and motorcycles from 1985 and above. 

Do you need cruiser insurance?

Insurance is needed if you own a motorcycle. A rider is required by law in most states to have Liability insurance. Liability coverage means that you will be covered by your policy’s limits if you caused damages or injuries while riding. It is recommended to add more coverages like comprehensive, collision, theft, and uninsured motorists to become fully insured. 

VOOM’s cruiser insurance offer liability, collision, and comprehensive options, along with a variety of coverage features such as theft protection, and uninsured or underinsured motorcycle coverage.

How much is insurance for cruisers?

At VOOM, you can get affordable cruiser insurance for as low as $50 a year. Your rate depends on a multitude of factors, but typical riders can save up to 60% with VOOM’s cruiser insurance. Get a free, quick quote and see how you can save with VOOM.  

Discover how much you can save!

Complete the details below to estimate your annual savings
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Motorcycle type
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Select bikeCruiserChopperTouringStandard / NakedAdventure / Dual SportSportCafeMoped / Scooter
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Annual mileage
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Current monthly payment
You can save $ANSWER each year
Thats about BURGER burgers!
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Stop overpaying for traditional insurance and make the switch today.
Get a quote
*Actual premium may vary based on selected coverages and discounts

Given your estimated mileage you might be able to save more with a traditional policy

Know riders that tend to ride less? Refer & earn up to $150
You can save $ANSWER each year
Thats about BURGER burgers!
an orange icon of a burger
Stop overpaying for traditional insurance and make the switch today.
Get a quote
*Actual premium may vary based on selected coverages and discounts

Given your estimated mileage you might be able to save more with a traditional policy

Know riders that tend to ride less? Refer & earn up to $150
Oops! Something went wrong while submitting the form.

Who saves the most with VOOM's cruiser insurance?

VOOM insurance is ideal for typical riders who ride about 2,000 miles or less per bike and year. Typical riders can be those who ride on weekends, ride seasonally, or own multiple motorcycles.

70% of all riders in the United States can benefit from VOOM’s motorcycle pay-per-mile motorcycle insurance. To see if you can save, use our handy savings calculator to get a free estimate and quote.

Motorcycle insurance made for riders

one of our riders riding a kawasaki vulcan classic limited
Mark Holtslaw
2007 Kawasaki Vulcan Classic Limited

"Been a customer of VOOM for almost a year now and couldn’t be happier. They are a great company, with a unique and value-centric way of handling motorcycle insurance. They also have GREAT customer service and are VERY responsive to any issues that may arise."

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How does pay per mile cruiser insurance work?

Instead of paying an annual flat fee, your insurance rate is based on your actual mileage. If you ride less, you should pay less, that simple.

Select

Customize your coverage, designed for you.
Get a quote for a low monthly rate, plus a few cents for each mile you ride.

Snap

No hardware and tracking required.
Snap a picture of your odometer every month to pay accordingly.

Save

Now, you don’t have to worry about overpaying for your insurance. See how VOOMers can save up to 60% with pay per mile.

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FAQ

Is my bike covered if its sitting in the garage?
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