Provider
Period 0
Period 1
Periods 2 & 3
Traditional Personal Auto Policy
Most personal auto policies exclude liability & physical damage coverage unless a rideshare endorsement is added
Up to $1,000,000 third-party liability
Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
Contingent comprehensive and collision up to the actual cash value of your car, with a $2,500 deductible.
The platform deductible is an out of pocket expense regardless of your personal auto deductible level.
Voom Coverages for Uber, Uber Eats
& Lyft Drivers
Pay only for what you drive
VOOM provides any excess liability required to meet your policy limits.
Physical damage is provided by Voom with your elected deductible
Up to $1,000,000 third-party liability
Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
Contingent comprehensive and collision up to the actual cash value of your car, with a $2,500 deductible.
Voom Coverages
for Amazon Flex
drivers
Pay only for what you drive
VOOM Policy offers Amazon Flex drives a coverage in this period, while in Amazon Flex,
it's not exist on as work is scheduled by “reserving delivery blocks” and not sourced on demand
Auto liability coverage of $1,000,000
UM/UIM coverage
Contingent comprehensive and collision coverage (Physical damage)
Voom will cover any difference in deductibles when offered by the platforms
Voom Coverages
for DoorDash & Postmates drivers
Pay only for what you drive
VOOM Policy offers DoorDash & Postmates drivers coverages in period 1 that are not covered by the Platforms . Voom excess liability coverage and physical damage coverage* will apply.
Up to $1,000,000 in BI/PD to third parties while on an active delivery
No physical damage coverage is provided by the platforms.
Voom cannot provide deductible buydown coverage.
Provider
Personal Auto Policy
Voom Policy
(Uber, Uber Eats & Lyft)
Period 0
Period 1
Most personal auto policies exclude liability & physical damage coverage unless a rideshare endorsement is added (some endorsements may still not cover physical damage).
State minimum liability coverage is provided by gig-platforms.
Voom provides any excess liability required to meet your policy limits.
Physical damage is provided by Voom with your elected deductible
Periods 2 & 3
Platforms will provide:
Up to $1,000,000 third-party liability
Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
Contingent comprehensive and collision up to the actual cash value of your car, with a $2,500 deductible.
The platform deductible is an out of pocket expense regardless of your personal auto deductible level.
Platforms will provide:
Up to $1,000,000 third-party liability
Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
Contingent comprehensive and collision up to the actual cash value of your car, with a $2,500 deductible.
Voom will cover any difference in deductibles*.
Provider
Voom Policy
(Amazon Flex)
Voom Policy
(Doordash/Postmates)
Period 0
Period 1
This period does not exist on Amazon Flex as work is scheduled in advance by “reserving delivery blocks” and not sourced on demand.Voom policy is in effect until the beginning of an active “delivery block”.
Platforms will not provide any coverage during this period. Voom excess liability coverage and physical damage coverage* will apply.
Periods 2 & 3
Auto liability coverage of $1,000,000
UM/UIM coverage
Contingent comprehensive and collision coverage (Physical damage)
Voom will cover any difference in deductibles*
Up to $1,000,000 in BI/PD to third parties while on an active delivery
No physical damage coverage is provided by the platforms.
Voom cannot provide deductible buydown coverage.
