Why Switch to VOOM?
With VOOM, you get a comprehensive coverage at a lower cost.
Compare coverages of a traditional personal auto policy to VOOM
Status
Personal Policy
VOOM Hybrid Policy
Offline
'One size fits all' pricing
Save money as you
pay only for what your drive
Online
Waiting for a passenger
Minimal coverage only
by the rideshare platform
Traditional personal auto policies excluding any commercial activity unless there's a rideshare endorsement
VOOM's Policy exceeds the platform
coverage
Liability coverage by the rideshare platform. VOOM offers excess liability, including Physical damage, UM/UIM, Medical Payment
Online
Driving to / with a passenger
Coverage only by the
Rideshare platform, with
high deductibles
No coverage is provided by a standard auto policy. You'll be covered only by the rideshare platform's coverage that has a very high deductible for physical damage claims ($2,500)
Policy exceeds the platform
coverage and can fill any
deductible gaps
You'll be covered by the rideshare platform and the VOOM policy provides a deductible cap coverage to reduce your out of pocket expenses for the platform deductible ($2,500)
Offline
Standard auto Policy
VOOM's Hybrid Policy
'One size fits all' pricing
Pay only for what you drive
Online
Waiting for a passenger
Standard auto Policy
VOOM's Hybrid Policy
Coverage only
by the rideshare platform
Excluding commercial activity without rideshare endorsement
Policy exceeds rideshare platform's
coverage
Liability coverage by the rideshare platform. VOOM offers excess liability in including Physical damage, UM/UIM, Medical Payment
Online
Driving to / with a passenger
Standard auto Policy
VOOM's Hybrid Policy
Coverage only
by the rideshare platform with high deductibles
No coverage by a standard auto policy. You'll be covered only by the rideshare platform's coverage. However, you will have a high deductible for physical damage claims ($2,500)
Policy provide coverage
to fill any deductible gaps
You'll be covered by the rideshare platform and VOOM policy provides a deductible cap coverage to reduce your out of pocket expenses for the platform deductible ($2,500)